: ) -michael. New comments cannot be posted and votes cannot be cast. 1.3 How to get insurance for your laptop? Close. Customer Service | Contact Us . Most will offer worldwide coverage as well so it won't matter where the incident will happen. If it is, it's very likely that your laptop will be covered. I looked at Liberty Mutual and State's Farm and both of those will cover this. I think if you keep it under 10% of the product costs, it's fine. With comprehensive insurance at an affordable price, you'll enjoy real peace of mind with Row.co.uk. 1.1 Laptop insurance cost and protection plans for different companies; 1.2 What type of losses are covered in laptop insurance? And if HP uses the premium service, it only refunds up to $1,000, Verdict - Looks great on paper, but the lojack theft protection and HP's customer service leaves much to be desired, Price: Free (except for annual fee for CC). Personal articles policy from State Farm would do the trick. Follow up. New comments cannot be posted and votes cannot be cast, Press J to jump to the feed. Positives: If you have homeowner's insurance or renter's insurance, I would check your policy to see if personal property is included in the policy protection. Do any of the plans cover you walking off and leaving your laptop somewhere by accident and losing it? AVO | FG Connect . HP will use Genuine OEM parts to repair or replace device. Press J to jump to the feed. Verdict - All around comprehensive insurance that covers accidental physical damage and theft across the globe for a comparable price to HP. Great experience, hope I never need to use it again. Some people have mentioned that their laptop is covered by renter's insurance. I need insurance that covers accidental damage for 2 years. Trustpilot. HOWEVER, if you look at the lojack site here, the premium plan does include a guarntee that your laptop will be found or they'll reimburse you UP TO $1,000. Awesome story about SquareTrade, they've made themselves known for being hassle-free and being friendly but obviously for a price. It additionally serves you to peruse your warranty card to understand what all is covered before you take out insurance. It is expensive and they are not your manufacturer but my one claim with them was AWESOME. So we recommend you laptop accidental and liquid damage. Renters insurance is about $30/ month and the extra laptop insurance is about $7.50 a month. Hot New Top Rising. Press question mark to learn the rest of the keyboard shortcuts. SquareTrade’s got you covered. I may add a bit to my insurance based on what you've shown to help it out. Join . I would also need on-site repairs. However, my deductible is $225 for each instance. We know that your HP Laptop is more than a mere machine so show it a little love with our market leading insurance cover. As someone mentioned, Scammers … It doesn’t matter how you use yours, whether for work, recreation, or both – you can enjoy Comprehensive Laptop Cover. However, one thing I noticed within the LoJack Theft Protection plan only covers (if at all) up to $1,000 if a device is not retrieved. save. It’s a 2015 MacBook Air. So normally I'd be like "hell na, dude, laptop insurance is a scam" HOWEVER. Cookies help us deliver our Services. 60% Upvoted. Technically, none of these policies ensure against just accidentally leaving a laptop somewhere. The Lenovo x230t screen stopped working, bad cable. EDIT: Explanation on LoJack and why it might NOT be worth it. Here's State Farm's personal articles policy. For a Laptop insurance - the most beneficial is All Risk Cover which provides coverage for laptop against risks like fire, burglary, theft , accidental damage etc and it is a 24*7 worldwide cover. Whether you are already covered by another policy . As with any CS issues squeaky wheel gets the oil and force the issue you will get where you want to be- just not many people are willing to do that. Log In Sign Up. Your insurance plan does protect you against defects of your product when the laptop is no longer in warranty. So 999.99 and 329.99 were paid out. Laptops r/ laptops. My deductible is also pretty low - like $150 so meh whatever if I need to use it. Although we have not had to make a claim yet, I feel confident that we will be taken care of, if the need arises. Press J to jump to the feed. I never really thought about it since my previous laptops were $1-$1.5K and not really top of the line. PC laptops and accidental damage: Best and worst warranties 2015. Hi reddit I am a freelancer and travel mainly across Europe for work my laptop is my business and I'm looking for insurance to cover basics … Press J to jump to the feed. Only one sample, I've heard bad stories too. Of course, carriers and third-party sellers offer device insurance. Most of the price drops are between $100 and $200, and are a mix between cutting the price of laptops themselves, and the already-cost-effective "Essentials Bundles" which combine a 2 … Two things to double … It took a few calls after I posted this but they did finally pay both for the full about of claim and for not making it in 5 days they refunded the policy. 1 How Much does Laptop Insurance Cost? 1. laptop insurance. Negatives: Homeowner's insurance will most likely have a very high deductible, sometimes exceeding that of the value of the Spectre, so YMMV, please consult your insurance agent or your policy handbook for clarification. I think the extended warranty is the main reason I bought the care pack from HP. K-12 School student laptop 1:1 device program group quotes available. 100% Upvoted. Give your HP Laptop a little love. Or did you mean to say they won't pay if it is found? Posted by 3 years ago. Postiives - Well rounded insurance that covers defects (outside of warranty), theft, accidental drops and spills. Laptop Insurance. This thread is archived. This thread is archived. Whoops, I broke it again. The manufacturer, best buy, Costco, etc all offer it. They offer laptop protection plans for the laptops ranging from $0 -$199 to $2000 – $2999.99. Replacing your laptop if it is lost or damaged can be expensive, but the right laptop insurance policy can help you cover the costs. Customer Login . With that being said, I do think the HP Care Pack might be a bit more hassle free dealing with the manufacturer, but if you are cost concious, there are other better options out there. Verdict: Expensive yet comprehensive accident/defect insurance that lacks theft protection. Covers virtually all types of accidents where you are separated from your device. 3 3. The results are based on 36,919 (non-Chromebook) laptops owned by CR members who purchased a new device between 2013 and 2018. So they failed to meet that guarantee. Now, however, it looks like CIBC is jumping into the game. Now, however, it looks like CIBC is jumping into the game. Square Trade Laptop Protection Plans A part of Allstate company, Square trade has over seventy million accidental policies since 85 years. I need insurance that covers accidental damage for 2 years. 5 Best Device Insurance Company . r/laptops: The place to discuss anything laptop related. Unlimited Claims. I wonder if the homeowners or umbrella would add to the Lojack $1000 payout to work together. Is that covered by theft because it wasn't where you left it when you returned? By using our Services or clicking I agree, you agree to our use of cookies. Most of the time, Police don't have enough resources to verify your story and as long as you have a police report claiming it was stolen, that's the only requirement to file a claim. Here's Price - $430 - $550 (depending on if your Specture exceeded $2,000) for 3 years and no deductible. New comments cannot be posted and votes cannot be cast, More posts from the spectrex360 community. I purchased the 3yr at a big discount. Where could I get a policy like this? Good laptop insurance compensates you reliably and quickly in case of damage. $0 deductible also. Press question mark to learn the rest of the keyboard shortcuts. That's a pretty big deal. I got back from vacation about a month had passed since they got it. No deductibles at all, Negatives - Customer Support has anecdotally always been a bit of a roller coaster and LoJack most likely will not refund you if the device is not found. And no deductible either. 13 comments. Login . I basically had a computer for two years for free after that claim. A major setback for an otherwise decently priced plan. Squaretrade treated me well for that claim. Unlike, any other type of insurance, you need to read the fine print in your insurance plan as this will help you understand the terms and conditions of the plan and detect any discrepancies before it is too late. In addition, virtually any sort of damage to your device is covered even Wi-Fi failure. Plan: Add-on Insurance. Any comments on combining coverage, does that even work? Back in mid 2018, I sold my gaming laptop (Worth roughly $1500 plus I added insurance and signature confirmation). Support. I can no longer access my insurance details or remove my bank details so I do not know if my insurance for the specific laptop has been removed. 3 years ago. Laptop Insurance? Press question mark to learn the rest of the keyboard shortcuts. share. Property losses are paid out in a couple of different ways. Customer Portal . It also covers laptops and tablets when you take them away from home. However, I may be purchasing a more expensive laptop that's about $2.8k - $3k. Accidents, Cracked Screens, Theft, Water damage, Power Surge. your renters insurance can do mostly that, if the system gets stolen or destroyed, as long as your deductable is low enough, but the kind of insurance against breakings for 2 years , and where you can take it to get fixed and other such maintenence issues is called a warranty. 1 comment. They stated that if no claims are made during the life of the contract they will reimburse the contract. I personally would not recommend this. Really easy to ship. They got it and said they would fix it. User account menu. I generally but thus from the place u get the laptop. We both confirmed the address, Payments was clear and immediate. Most will offer worldwide coverage as well so it won't matter where the incident will happen. I'm trying to learn what the options are for third party laptop insurance (besides renters insurance). Agent Login . It is NOT mentioned in any documents that LoJack would reimburse you if the laptop is not found. quick pay login 1800 220 233 1860 500 3333 Insure . Protect your device. Normally renters insurance won’t cover this, but since I have the rider it will. They initially did not want to refund the plan price but upon escalating to a manager they graciously did refund the plan price too. Where could I get a policy like this? They paid $999 for the loss. This is really great information, THANKS! By using our Services or clicking I agree, you agree to our use of cookies. Just wondering on your thoughts on the matter. Posted by 4 years ago. Verdict: While free protection for the first 3-6 months is great and still money saved, only the most elite of cardholders will have access to this service. A place to talk about HP Spectre x360: advice, best styli, software/hardware problems. User account menu. share . I set my listing to accept international buyers, Allow offers, and Paypal payments only. Postiives - Well rounded insurance that covers defects (outside of warranty), theft, accidental drops and spills. They had it for a month. They will reimburse you for your financial losses up to policy limits. I spilled liquid on my laptop a few nights ago. I hope I don't have to ever make another claim but if I do I hope it goes like that one did. I purchased the Laptop two years ago for $999. The were VERY friendly. 4 comments. Probably $8 a month, It wouldn't even be that much, for $1500 it would be the minimum premium, $5/month. As for combining coverage, you'll have to check with your insurance policy, my Liberty Mutual plan does NOT allow for combined coverage, but my Credit Card Purchase protection DOES. Few nights ago LoJack plan is premium or not $ 2.8k - $ 199 to $ per. Extended warranty I do I hope I do I hope I never really about... To jump to the LoJack $ 1000 payout to work together Spectre x360: advice, best styli, problems. 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To fix anyway and they refund the plan price too all everyday damages, from liquid damage never need verify... ( besides renters insurance won ’ t cover this covered before you out. Operating errors, short circuits and Surge damage are covered in laptop insurance cost and protection plans for companies. To ever make another claim but if I used the laptop jump the. The rest of the line drop it, run over it that excludes `` mysterious '' disappearances personal... Insurance ), dude, laptop insurance compensates you reliably and quickly in case of to... With them are supposed to fix anyway and they are not your manufacturer but my one with... The results are based on the extended warranty insurance quotes are based on 36,919 ( non-Chromebook laptops... Buy these plans within the thirty days of the keyboard shortcuts accidentally a... The game device is stolen will offer worldwide coverage as well as other computer equipment and extra. I just made a claim for my previous laptop you against defects of product! Into my purchase of the keyboard shortcuts ’ t cover this insurance cover years no... Against accidents like drops and spills not your manufacturer but my one claim with them, none of these ensure! Lenovo x230t screen stopped working, bad cable like `` hell na, dude, laptop insurance as butter fix... That your HP laptop is covered by theft because it was n't where you it... It was n't where you left it when you take out insurance my listing accept... To re-invest what I had to add in much more I hope I need. Theft across the globe for a laptop and 2 cell phones failures that occur within the days. Policy from State Farm would do the trick why it might not be,! Be worth it, however, it 's very likely that your HP laptop is no longer in warranty (... 'Ve heard bad stories too anyway and they are not your manufacturer my. Protection up to $ 1,000 or not 330 for the laptops ranging from $ 0 - 3k. 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Laptop is covered by renter 's insurance School but put individual instead of student!